This policy of LIC is special, once you invest money you will get pension for life

LIC policy: The country’s largest insurance company Life Insurance Corporation of India (LIC) offers plans for everyone from children to the elderly, which are helpful in raising a large fund even through small savings. There is one such amazing policy in which you can get the benefit of pension for life by investing money once. Let’s know about it in detail in the news.

Khabar TV (Bureau) – Everyone saves some amount from their income and plans to invest it in such a place that they do not have to face financial difficulties after retirement and they get regular income. To get rid of this problem, many plans are being offered by the country’s largest insurance company LIC, which guarantees pension for life.

One popular scheme among these is LIC New Jeevan Shanti Policy, the special thing about which is that money has to be invested only once and pension is guaranteed for life.

Lifetime pension guaranteed plan (New Jeevan Shanti Plan)

The Life Insurance Corporation of India (LIC) has not just one but many great plans for people of all ages. LIC’s retirement plans are quite popular, which have been specially introduced to maintain financial health after retirement.

Talking about LIC New Jeevan Shanti Plan, let us tell you that this is a single premium plan and once you invest, it guarantees you a regular pension after retirement. You can get a pension of Rs 1,00,000 every year, that too for life.

Age limit is 30 to 79 years

For this pension policy of LIC (LIC new policy), the company has fixed the age limit from 30 years to 79 years. In this scheme, along with guaranteed pension, many other benefits are also available.

There are two options available to buy this plan, the first of which is Deferred Annuity for Single Life and the second is Deferred Annuity for Joint Life. That is, if you want, you can invest in a single plan, or if you want, you can choose the combined option.

This way you will get 1 lakh rupees pension every year

Now let us tell you how you can ensure an annual pension of Rs 1,00,000 after investing once in this New Jeevan Shanti Scheme of LIC.

So, as told, this is an annuity plan and you can fix your pension limit in it as soon as you buy it. You will continue to get the fixed pension for life after retirement. You also get excellent interest on investment in this.

Talking about pension, if a 55-year-old person invests Rs 11 lakh while buying LIC New Jeevan Shanti plan, then it will be held for five years and after 60 years you will start getting a pension of Rs 1,02,850 every year. If you want, you can take it every six months or even every month.

On the basis of calculation, on a single investment of Rs 11 lakh, you get an annual pension of more than Rs 1 lakh, while if you want to take it every six months, then it will be Rs 50,365. If we calculate the monthly pension, then on this much investment, a pension of Rs 8,217 will be assured every month.

These benefits along with pension

It is worth noting that along with guaranteed pension, other benefits available in LIC’s New Jeevan Shanti Plan also include death cover. If the policyholder dies during this period, the entire deposit amount in his account is given to the nominee.

On investing 11 lakhs, the amount received by the nominee will be Rs 12,10,000. The special thing is that you can surrender this plan anytime and can make a minimum investment of Rs 1.5 lakh in it, while there is no maximum limit for this.

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